SR22 Insurance In Washington
Reader’s Question:
My father was telling me to get SR22 Insurance for I fail to carry insurance while I drive in the roads of Washington. What I can understand is, why should I get SR22 insurance and not just simple, ordinary car insurance? Is SR22 different from other car insurance and how does it work?
Nathan
Vancouver, WA
Every driver who has been convicted of DWI or DUI, failed to carry car insurance, multiple moving violations or reckless driving and has serious violations on their record is required to have a SR22 Coverage to have their license reinstated in Washington. SR22 Insurance is an insurance policy that is required to a high risk driver to reinstate his or her driver’s license. Usually, SR22 insurance is typically for three years and can vary from one to five years depending on how serious the violation is.
When a driver is convicted, usually, the car insurance company provides SR22 insurance policy that provides a certificate to the Department of Motor Vehicles that the driver has met the minimum liability coverage of the state. The DMV is also notified if there is any lapse in the coverage so when the policy is not maintained or have already been cancelled the DMV will immediately suspend the insured driver’s license and may have an additional penalty for the driver. And if the driver that is covered by SR22 insurance and has shown lack of responsibility in the past few years, the policy will make the driver difficult to operate a vehicle. SR22 Insurance is for those who have been convicted and have records of violations for an SR22 insurance policy can make a high driver protected in any accidents that he gets involve at fault or not.
Tags: car insurance, DMV, DUI, SR22 insurance