Auto Insurance Company Bellevue Washington WA
Filed under: Cheap Washington State insurance, SR22 Washington State
Reader’s Question:
Hi! I am in the process of getting auto insurance in Bellevue Washington WA but can’t decide which ones to get. I heard of Personal Injury Protection. Why is my auto insurance agent offering me that? I thought he was talking about health insurance.
Meg
Bellevue WA
Hi, Meg! Perhaps the agent you have spoken to in Bellevue Washington WA didn’t make it very clear that there is indeed a medical payment coverage or personal injury protection coverage in auto insurance. This is not required by your state and you may or may not get it. If you feel that you will be capable of paying these expenses when it happens in the future, then there is no need for you to get this coverage. Before you decide, however, perhaps you should take a look at how much this might cost by entering your zip code on the space provided here. You might also want to hear first what I have to say about it.
In times of collision, your collision coverage or the other driver’s liability coverage (depending on the circumstances surrounding the collision) will be enough to repair the damages sustained by your car. If the other car was the liable party, then his liability coverage will also pay for your medical expenses you may incur. But this is rather ceilinged or limited to a certain amount. You now go to your health insurance but it will be stated as a medical condition brought about by a vehicular accident, and therefore might not be covered by your health insurance. This is the time when personal injury protection becomes useful because it will pay for your medical expenses related to the collision. To know more about this, you should go back to your insurer in Bellevue Washington WA and discuss the topic in length. Do not hesitate to ask any question, or ask him to repeat anything that he has already said. Remember that it is imperative that you know exactly what you are getting into.
Tags: auto insurance, car insurance agent, Car Insurance Company