Washington State SR22
Reader’s Question:
What is the Financial Responsibility law in Washington State?
Frank
Washington
In case you are talking about a Washington state SR-22 certificate of insurance and proof of financial responsibility (FR) it’s identified in RCW 46-29-260.
To learn more about the guidelines regarding this kind of proof of financial responsibility for the future in Washington State go through the Title 46 Chapter 29 of the Revised Code of Washington. This consists of RCW 46.39.600.
In Washington state if a motorist is mandated to get the SR-22 then he or she need to typically carry it for three years. The reason that you have to get the SR-22 may change the time period tha you need to maintain it though.
You may be required by the state to obtain a Washington state SR22 for a number of reasons such as reinstatement for suspended because of DUI, accident with no insurance or a 2nd or subsequent violation of leaving a young child unwatched in a running car, to name a few.
Generally in Washington when you’re qualified to restore your driver license, you have to file future proof of financial responsibility, also referred to as an SR-22, for three years from the date you’re eligible to restore your driver license for that incident.
Best Auto Insurance Company Seattle Washington WA
Reader’s Question:
I’ve been getting calls, mails, and emails selling me car insurance. With too many of them who are coming to some money from me, I no longer know which auto insurance company to trust. How can I pick the right Seattle insurance provider among them?
Helen
Seattle WA
I understand where you are coming from, Helen. With too many insurance 
companies, some of them get very aggressive with their marketing to beat others in the industry. But sometimes their being aggressive is already bordering on harassment that we cannot help but feel violated and doubt their credibility.
But since all states required car owners to get vehicle insurance, we cannot avoid dealing with auto insurance company. Anyhow, following are some extra measures you can make to help you find some good insurance providers:
1. Do not easily get lure with promise of very cheap insurance. When you think their offer is too good to be true, then most likely your gut is right. You can check online insurance calculators from websites of car insurance companies or of brokers. After you feed your information into their system, you will then get insurance quotes from various providers. The results will give you an idea of where you stand regarding insurance premiums. So next time you get cheap offers, you will know if ‘it-is-too-good-to-be-true’ offer or not.
2. Do your own investigation. Be your own secret agent. Always make a background check of auto insurance company before you deal with them. You can go to the websites of the following agencies to get information on auto insurance industry, current insurance rates, and evaluation of insurance providers in Seattle WA.
- Better Business Bureau – This provides consumers and business reviews, ratings, reports, and complaints.
- Check your state department’s insurance website. You probably are not familiar with this as government agencies do not market much their services. Here you will find complaints reports for insurance companies.
- Insurance Information Institute can give you information regarding the current insurance rates. You can find different auto insurance related statistics which can help you in deciding what insurance cost to get.
- Find auto insurance company reviews from rating agencies like: A.M. Best Company, Standard & Poor’s, Fitch, and others. They provide information regarding financial stability of an insurance company. It’s good to know the financial status of an auto insurance company because the most complaint reported, by policyholders, is not getting any claim payments from their insurers.
These are some few steps you can take to avoid bad eggs.
