Washington Insurance Rate Quote
Filed under: Cheap Washington State insurance, SR22 Washington State
Reader’s Question:
What law(s) governs insurance rate quotes in Washington? Can an insurance carrier increase a quoted rate after you purchased the auto insurance and you have provided all the information about your driving history?
Pam
Bellingham, WA
Each state has its own statutes or laws that govern insurance carriers. Most states have insurance regulators or department of insurance (DOI) as part of the state government agencies to assist consumers understand their rights, get needed insurance for things such as cars or file a complaint if necessary.
Most insurance regulatory bodies know that the discrepancy in a quote compare to the actual premium insurance rate can be because of information that was revealed by your drivers record or other researched information that required the original insurance rates to be changed. These agencies in Washington do encourage individuals to get an explanation for the increase and urge those that feel the first quote was intentionally low to get a person’s business to file a complaint.
Auto Insurance Rate Washington WA
Filed under: Cheap Washington State insurance, SR22 Washington State
Reader’s Question:
Im planning to move from Washington State to CA. I am just wondering if auto insurance rate in Washington State is higher than California?
Markus
Spokane, WA
Yes, generally Washington State’s car insurance rates are higher than the State of California. In 2004 – 2005 the NAIC states that the average expenditure of car insurance in Washington was $541 while in California the average cost was only $487.
Always remember that car insurance is more expensive in urban areas due to the higher density of traffic, increased likelihood of vandalism, theft and greater incidence of fraud. So Los Angeles, CA comes up with an average cost of $3027 and ranks within the top five most expensive cities to insure a car.