Washington auto insurance
Reader’s Question:
What is the fine/penalty for driving without insurance in Washington?
Dave
Thank you for asking Dave.
Anyone driving a motor vehicle must have an insurance liability policy in Washington state, a certificate of deposit, liability bond or be self-insured. Purchasing liability insurance on your car is the most common way of showing financial responsibility.
If you are caught driving a motor vehicle without having proof of meeting the requirements of the mandatory insurance law you are committing a major traffic offense. This violation of the law is punishable by a minimum of $250 fine. There are other fees and assessments associated in this that can be added to this fine so it typically costs about $450.
A public safety and education assessment may be part of the penalty also. A ticket for driving without insurance is like any other traffic violation and will become part of your Washington driving record.
Goodluck!
MariCAR
Washington car insurance quote
Filed under: Cheap Washington State insurance, SR22 Washington State
Reader’s Question:
I received a ticket in MD. Will the points be added on my Washington license?
Red
Thank you for asking Red.
Yes.
Your home area in Washington, DC and the state of Maryland are both members of the Drivers License Compact (DLC). If you are convicted of the MD ticket then their courts will forward this information to the District of Columbia Department of Motor Vehicles.
The District of Columbia DMV states that motorist receive points for certain traffic traffic violations, whether the infractions happened in the District of Columbia or in other states. The DC DMV will assess points if you are found liable at a hearing, fail to pay a ticket within the required time, are convicted in court of a moving violation, or you pay the ticket. The points that you will receive depends on the type of violation you received in Maryland.
Since the Maryland traffic violation will be put on your DC driver’s license your insurance company will see it the next time they pull up your motor vehicle record (MVR) and so this could affect your car insurance rates. Whether this out of state traffic ticket will affect your insurance rates will depend upon your insurance company’s rating system. To get more information about your specific insurance carrier’s rating system check with your car insurance agent.
Goodluck!
MariCAR
